Attention Australian Man Flu Sufferers!
One of the most common causes of accidents on the roads involves errors and confusion regarding who has right of way. Despite right of way rules being tested before gaining a drivers license, collisions between licensed motorists regularly occur when two cars unwittingly intersect on the same course of travel. This makes it important for motorists to understand their responsibilities in the numerous situations where right of way rules apply. These are explained in a quick refresher course below.
When do I have to give right of way?
As a general rule, to avoid a collision you should give way to all drivers on your right when turning onto a shared road. Most of these instances are marked with road signs indicating that you need to give right of way to let other drivers pass before you proceed. Examples of these situations include:
- At a give way or stop sign
- If there are marked give way or stop lines on the road
- When parked and turning or merging back onto the roadway
- When turning across the path of oncoming traffic
- At unsigned intersections where traffic is already travelling through the intersection
- At T-intersections when you are turning across the path of an oncoming traffic
- When turning left on a green light and pedestrians crossing the road.
4 Different Places Right of Way Rules Apply
On a roundabout, vehicles must give way to any other cars already in the round about, giving way to their right. Whoever is already in the roundabout has right of way to pass before those wanting to enter the roundabout.
2. Four Way Intersections
At four-way intersections where there are two stop or give way signs where two different roads meet, drivers must give way to traffic already on the roadway. After giving way to traffic already travelling on the road, they then must give way to each other. If one car is turning across the path of another, i.e. turning right, they must give way to that vehicle.
If there is a car approaching the opposite intersection at the same time, those wanting to travel straight ahead or turn left get precedence to the motorist turning right.
Drivers on a road that ends at a T intersection must give way to their left and right – i.e. let all vehicles pass and wait for the road to be clear, before turning into the new road.
4. Unmarked (Unsigned) Intersections
At an intersection where two road cross each other, drivers must give way to their right. Similar to a four-way intersection, when a motorist wishes to turn right at an unmarked crossroads, any vehicle travelling in an oncoming direction has right of way.
It’s important to remember that the concept of having the ‘right of way’ is one which is not granted under the law. There is however an expectation that people yield to others in accordance with the rules of the road, including indicating and slowing down, especially at intersections. Police often fine drivers who they observe making dangerous manoeuvres at intersections. If you believe you have been unfairly fined or penalised, a legal service such as GC Traffic Lawyers may be able to help fight the charges against you.
Failing to give right of way at intersections is one of the most common causes of road collision. This makes it important motorists approach all intersections with caution and take the time to consider who has right of way before proceeding.
With a high engagement rate, low cost and the ability to contact your customers anywhere and anytime, SMS messaging between businesses and consumers has grown exponentially in recent years. But with only 160 characters to use to get your message across, it’s important to make sure you are doing it right.
1. Make Sure You Have Their Permission to Message them Via SMS
Opt in matters, especially when it comes to something as personal as contacting somebody on their mobile. Buying lists is a bad idea and usually ineffective for email marketing, let alone mobile. Best practice is to give consumers a choice to either receive mobile or email messages or both from you when you capture their details and never assume that just because they have given you their number as part of completing a transaction that they have also given permission to add it to your messaging database.
2. Use A Good Mobile Client
Whether you’re looking to increase your market share, remind someone of their upcoming appointment or use mobile as an interactive, two way platform to have conversations with your customers, you need the right tools and applications for it to really work for you. Look at signing up to a dedicated SMS client like SMSGlobal so you can access affordable, easy-to-use and professional applications to make your text communications a success.
3. Make It Time Sensitive
Text messages are delivered instantly, so why not use that to your advantage, particularly for your marketing? Don’t just send out an SMS saying that you have a sale on at the moment – make sure you include a real call to action like “Come In to Store For 25% off all stock for two days only”. Unless you’re sending to a really segmented section of your database, about two days lead time is a good way to measure the campaign while still giving your customers enough time to consider and act on the offer before it expires.
4. Stay Professional And On Brand
You may only have 160 characters to work with, but remember you are representing your business. Even though it may seem like a more casual medium, your customers are still identifying with you when they read your text messages. Spell all words out properly and avoid ‘text’ abbreviations like’gr8′. Fact and spell checking is still just as important in text as it is in any other written business correspondence.
When done well, SMS messaging can be a powerful and effective way to communicate and connect with your clients and customers to enhance your brand and build loyalty with them. Just make sure you have permission to contact them via mobile and you are sending strategic, well worded texts with a clear call to action.
Sydney, 13 July 2015: Squash a gentleman’s sport? Not anymore. The East Coast Squash Academy based in Sydney, NSW is changing the face of squash with the announcement of Australia’s first All Women’s Squash Camp created for women by women.
“There is no reason why more girls and women shouldn’t play squash” explains Aaron Frankcomb, East Coast Squash Academy’s Founder. “Squash is accessible to all levels of physical ability, age, and level of ambition. In the past year, we have more than doubled the participant of female players and thought the time was right to create an all-female squash camp.”
The idea for an all-female camp came from other sports that used this approach as an introduction to their sport – so why not consider it for squash? All-girls or all-women squash camps have been run successfully overseas, but never in Australia – UNTIL NOW.
The camp will feature an impressive all-female faculty, including current World #31 (and former World #13) Donna Urquhart, East Coast Squash Academy Assistant Professional Moana Gray (former World #131), and top USA College Player Tiffany Hau.
As its name suggests, this Women’s Squash Camp is exclusive to female players and structured to accommodate first-timers to the sport as well as competitive players. Senior and masters players are expected to be the majority of participants with the encouragement of mother-daughter registrations.
”It’s always super exciting for me to come to a squash centre and see women competing with men on court, no matter the skill level or age,” Tiffany Hau candidly admits. “Even back home in the U.S., camps like this are either not running or are not marketed enough. It’s a shame for the sport and for women who feel discouraged and ignored in a sport dominated by men. I’m hoping this unique initiative can jump start the growth of women players in squash, at both the club and professional levels.”
Don’t for a second think this is not a serious squash camp! Participants will be on court for more than 12 hours and will also be privy to two hours of sports psychology training by the Academy’s mental toughness coach and resident faculty member, Dr. Marc Dussault.
Dr Dussault’s keynote presentation “How to avoid mental mistakes to instantly improve your squash game” has been a game changer for players across Australia and Canada. The mental aspect of the game is one of the four pillars reinforced by the Academy, along with technical, physical, and strategic development.
The camp will run the weekend of Saturday and Sunday August 22nd-23rd at Willoughby Squash Club (443 Willoughby Road, Willoughby NSW 2068).
Included in the registration fee is all the equipment needed as well as two catered meals and healthy snacks throughout the weekend. Expected to be scheduled only once a year, this is the ideal opportunity for girls and women to step into the world of squash. The inaugural pricing (early bird pricing is A$495) has been set to entice newcomers to the sport.
- ENDS –
MEDIA INQUIRIES AND SQUASH CAMP BOOKINGS
Contact Tiffany Hau at email@example.com or at +61 0406 350 161.or go online at http://www.eastcoastsquashacademy.com.au/womens-squash-camp.html
East Coast Squash Academy
Founded 4 years ago by Aaron Frankcomb, the East Coast Squash Academy is based out of Sydney, NSW. And now operates in two locations, the Willoughby Squash Club and the Bondi Waverley Squash Club. The Academy works with players of all levels, from social players to high performance players on the PSA tour providing opportunities for juniors to masters players to be coached and compete at their level of proficiency.
This year, the Academy had 22 juniors ranked on the New South Wales Junior Rankings, two at number one in their divisions.
Donna Urquhart (Yamba, NSW) is current World #31 and former World #13. She has won 8 titles while on the tour. In addition, she has represented Australia at the Commonwealth Games, earning a bronze medal. As a junior, she won 5 titles and came runner-up at both the Scottish and British Junior Opens. Donna is still competing on the tour and will be playing on home soil at the Victoria Open and Australian Open before coming to Sydney to coach the Women’s Camp!
Willoughby Squash Club
Willoughby Squash Club has been Sydney’s premier squash club for over 30 years. Boasting 10 singles courts and Sydney’s only regulation championship sized doubles courts. Willoughby is also a site for Australia’s #1 squash store, with the largest selection of squash racquets, shoes, and accessories; the club also has an onsite restringing service.
(t) +61 02 9958 1399
(a) 443 Willoughby Road, Willoughby NSW 2068
Bondi Waverley Squash Club
Bondi Waverley is a member-run club located in the heart of Bondi Junction. A beautiful four-court centre and bar, Bondi Waverley Squash Club has entered teams in Sydney’s pennant competition for over 40 years. In addition to courts, the club is also available for functions with a spacious bar and lounge, with pool tables and poker machines. The club is now the second location for the East Coast Squash Academy and hosts annual tournaments as well as regular programs for all skill levels and age groups.
The mornings are cold and dark, the nights are cold and dark – and if you’re not tucked away inside an office, you’re probably lamenting how cold and dark the daytime is as well. It’s easy to lose track of your health and fitness goals at this time of year, so here are five ways to stay in shape this winter!
Yoga is a great form of exercise designed to stretch the body and clear the mind – add heat to the mix for the ideal winter warmer that will keep you in shape all year-round!
As the name suggests, hot yoga is a style of yoga performed in hot and humid conditions. It’s tough going, but definitely worth the effort! All you need is a specially designed mat, which can be purchased from a specialist sporting retailer such as HART Sport. A word of advice: we recommend seeking the advice of a doctor or physician before proceeding with any changes to your regular routine, particularly when increased temperatures are involved.
Grab a Buddy and Get Moving
It’s much easier to stay motivated when you’ve got a ‘workout buddy.’ Choosing the right partner can be a challenge in itself – pick someone on the lazy side and you might inherit some of their bad habits; work out with someone whose fitness levels far exceed your own and YOU might be the one dragging THEM down. The way to go is to select someone with similar fitness and lifestyle goals and get exercising!
Hire some Help
If your friends aren’t the exercising type, then employing the services of a fully qualified Personal Trainer could be just what you need to stay in shape this winter. Do your research and don’t be afraid to trial a few PTs before you select one that suits you best. A decent personal trainer won’t come cheap, but it’s an investment that’s guaranteed to reap rewards.
Join a Sporting Team
Aussie Rules, football, rugby league, indoor soccer, netball, hockey – the list goes on and one … Australia is a nation that is madly in love with sport, so you won’t have to look too far to find a team that’s in need of a player or two. Regardless of your age, skill level and experience, winter sporting competitions provide a level of physical routine that will keep you fighting fit over the colder months.
Tackle the elements
Sometimes, the best way to deal with the winter blues is to tackle the elements head-on. We’re not suggesting you run head-first into a snowstorm or run along a dirt track in your speedos, but recreational activities such as mountain climbing, hiking, kayaking and bike riding are often more enjoyable in the winter months. Be bold, be imaginative and be daring – it’s a beautiful world out there, no matter what the season!
Winter might be cold and dreary, but that doesn’t mean you can’t stay in shape. Follow the list above and you’ll never experience an “off” season ever again!
The technological age is now firmly upon us, and with that comes new ways of doing business, as well as many new industries that have been formed through the use of new technology.
Businesses are coming up with new and innovative ways to incorporate various forms of technology into the day-to-day workings of the company. Available through many retailers, such as Com2, smart phones are just one of the many innovations that have been utilised by business owners all over the world.
Here are five reasons why your business needs smart phones.
1. Social Media
There is no escaping social media in the digital age. It is ever-present, and if your business has not established a presence yet, it might be an idea to start. Social media is a fantastic way to interact with current consumers, and attract new ones.
A smart phone is the easiest (and in some cases only) way to utilise social media to its full potential. With a smart phone an employee can be constantly on the pulse of what is happening and is able to respond in an appropriate manner. It gives your business a valuable interface to open direct dialogue with loyal and potential customers, making a phone a useful tool for both B2B and B2C businesses.
2. Mobile Support
With so many people having smart phones these days, having a mobile-supported website is key. This will enable even more people to look at your products and services whilst on the go. Having a website that can be read on a smart phone is a huge benefit to any company, as well as being important for website optimisation!
The primary use for a smart phone is of course communication. Being able to pull out a phone to coordinate with a colleague on the go or while out of the office is a huge benefit. A smart phone enables you and your employees or workmates to be in contact at all times.
Smart phones have a multitude of accompanying abilities that can make organising and planning a lot easier. From an inbuilt calendar and notepad, to downloadable apps that can assist you in your work, a smart phone is an absolute essential for anyone who loves working on the go.
5. App Integration
Many businesses are creating downloadable apps to go alongside their other services in order to allow their customers to make orders or keep updated on transactions while out and about. Apps are a great way in order to keep consumers interacting with your company no matter where they are. Smart phones are often necessary to monitor app activity as well as for early stage testing of it.
In this digital day and age, your business needs to be equipped with the latest technology possible. Smart phones are a ubiquitous piece of technology and it is necessary that businesses have them. Social media is now a huge part of an organisation’s customer service and needs to be constantly monitored. Having a mobile-enabled website is another necessity. Using the smart phone for communication and organisation are other benefits, as well as using it for app integration. Why do you think a business needs smart phones?
Leave your reasons down in the comments below!
There has never been a better time to purchase a new car, and with car sales above the 1.1 million mark in 2014 for only the third time ever, according to the Federal Chamber of Automotive Industries’ 2014 report, now is the perfect time to start searching for that perfect new car. Websites such as BoostClassifieds.com.au provide a great range of cars available for sale in whichever region you are located. Many cars are brought out into the market every year, but often it’s the tried and true models that prove to be the biggest sellers.
Overall, Toyota has remained the biggest seller so far, with 16,243 sales as of February. Mazda (9057) and Hyundai (8003) filled out the top 3. The highest selling individual models have followed the trends set in 2014 and 2013, with mid-sized cars proving the most popular. This is probably due to the versatility they offer, along with great fuel efficiency and the ability to seat 5 people relatively comfortably. The following are the top 3 selling cars of this year so far.
1. Toyota Corolla
The mid-sized sedan is the quintessential car, suitable for everyone from singles to small families. As of February it was the leader with 3939 sold. This is coming off the back of a strong 2014 and 2013 where it was the market leader for both those years. The Corolla has a lot going for it. It has good safety features and extras, a solid safety rating and is a well-priced car. It also has a reputation for reliability, and it is fairly easy and cheap to obtain replacement parts throughout its lifetime.
2. Mazda 3
The main competitor of the Toyota Corolla is the Mazda 3. Positioned in the same market, the Mazda 3 only slightly underperforms the Corolla with 3598 sold as of February. The Mazda 3 was the second best selling car in 2014 as well; perhaps this is the year where the Mazda 3 overtakes the Corolla?
3. Toyota HiLux
Coming in third is the Toyota HiLux, showing that the Ute segment is still performing strongly in the market. The 4 door ute sold 2861 units as of February – slighty less than the two smaller cars, but still a solid performer.
These results show that people are still going for the mid-sized car that has high safety features and good fuel consumption. They want an all-rounder that is going to be able to perform most tasks effectively, as well as looking the part.
The HiLux is the car of choice for those who want to purchase a ute or a larger vehicle and have the need to do so, like tradesmen. Overall the car market is performing incredibly well at the moment, and it shows no signs of slowing down. Do you own a Corolla, Mazda 3, or HiLux? Let us know why you purchased it in the comments below. What vehicles do you think should be among the top selling cars?
Do you ever fell like your business isn’t doing what it could (or should) be doing to help maintain the environment? It’s pretty easy to forget about the rainforests while your printer is ploughing through reams of paper in the office. Becoming sustainable might seem hard when you are just starting to consider it, but in the long run, it becomes just the same as doing anything else in your company. Here are four ways to start becoming more sustainable.
Get an Environment Audit
You can’t know what to change until you know what is wrong. That’s why getting an environment audit is at the top of the list. Using a professional company, like Air Noise Environment, is the best way to find out what you are doing right, what you are doing wrong and what you can do better. The audit can help you identify potential problems early, allowing you to find solutions before any serious issues arise. Some of the things they will look into are chemical and fuel storage, waste regulations and stormwater discharge.
Most companies have a recycling plan in place, but if you don’t then it is time to get one. Recycling doesn’t just mean throwing your waste away properly, it also means using recycled products. In an office situation, paper is becoming less and less needed as technology further develops. You don’t need to print off a memo when you can email it twice as fast and faxes are becoming far more infrequent. But for when you do need paper, use recycled paper. It’s no different from normal paper and it is produced with less than half the energy. Make sure your office recycling plan is on top.
Use Green Appliances
When you spend more, you get more. It might not seem financially viable to spend more money on light bulbs or printers or anything else in the office, but in the long run, putting in the money and buying something good might just mean you don’t have to go out and repeat the entire process next year. LED lights, though they are more expensive, last far longer and use a much smaller amount of energy than standard light globes. Look at the ratings on appliances before you purchase. The lower the kilowatt rating the better. Remember that less energy used means cheap electricity bills too.
Track Your Progress
Pushing though a whole heap of new energy efficient, environment saving strategies is fantastic. But only if it lasts. Saving the environment for a day doesn’t keep it safe for the rest of the year. Keep a watch on the new strategies that have been put in place, and remind people when they fail to fulfil them. Check to ensure items are being recycled, and that they are recycled correctly. At the end of the working day, make sure all appliances are powered down and lights are turned off.
Thinking of ways to make your company more sustainable is easy. Keeping it that way is the truly hard part. How have you kept your company sustainable?
Purchasing a home is a big decision that should not be taken lightly. To help you get started, below is a list of things to consider before taking the plunge.
1. What Can You Afford?
Before you even start to consider purchasing a house, you have to make sure it’s something you can afford to do. Have your finances assessed by an accountant or financial consultant to find out what your price range will be.
2. Home Loans
Every bank or financial institution has different loans to suit different needs and incomes. Many banks, such as Heritage Bank, also provide prospective customers with convenient and practical home loan calculators. These calculators will take into account factors such as the loan amount, loan term, loan type, frequency of repayment, stamp duty, and insurance, giving you a clear indication of what your repayments will look like. Click here to discover more.
3. The Return
It is not a smart move to dive in without considering what the real estate market is like. This is only the first part of it though, as you also need to consider what the return on investment will be like 10, 20, or 30 years down the track.
4. Work with Professionals
As much as your parents’ advice is worth considering, the best advice you will receive is from someone who deals with house purchases every day. This includes an established real estate agency, and a financial consultant or accountant.
5. The Reason for Purchasing
Why are you buying this house in the first place? Knowing the answer to this question will help in narrowing down your search in regards to location, size and price. Consider whether you actually want to live in this house or if you simply want to buy the house as an investment.
6. What Your Needs Are
This refers to what your needs are now, as well as what your needs will be in the future. You need to consider space if you plan on having a family, as well as what the location is like. Is it safe? Is it close to schools?
7. The Neighbourhood
The neighbourhood is a vital component to consider before purchasing a house. It is worth researching neighbourhood information online for any future council developments or issues with the location.
If you’re like most people, the thought of negotiating on the costs of something as substantial as a house can be quite intimidating. You should feel in control of this decision at all times. Agents may negotiate for you, but they probably aren’t going to push as hard for it as you will.
9. Find Problems Early
Just because a house looks good on the surface doesn’t mean this is the case all the way to its foundations. Take the time to assess any possible issues the house may have, including mould, termite damage and water pressure. Everything counts when it comes to the final dollar amount exchanged.
10. Test It
Everyone has their own needs when it comes to what they expect from a home, and it’s important to tick these boxes. Visit the home at different times to understand what its surroundings are like; test the commute to work; and see what community activities or amenities are close by.
Research is of course the most important thing to do before purchasing a home, and doing this extensively in regards to the tips above will put you on the right track.
Everyone loves a day out on the water! The sun, the surf, food, drinks and friends… It all combines to create some fantastic memories. The water is so ingrained in many cultures that it’s quite common for people to spend days on the water – or even live on it (e.g. in a houseboat). If you’re new to the scene or just need a refresher, here’s a checklist of the things you’ll want to have on hand next time you hit the beach, ocean or lake.
What’s the point of going on the water if you can’t enjoy it? There are plenty of ways to have fun. Paragliding, jet skiing, surfing, and fishing all provide great thrills. If skimming through the water on a motored vehicle sounds like a dream come true, for example, be sure to pick up a top-notch jet ski from a store such as JSW Powersports before you head out. There’s a myriad of ways to have fun while out on the water; do your research and see which activities you’d like to pursue for your next voyage.
This is probably the most important necessity that you’ll need to bring with you when going out on the water. While it may be all around you, ensure you bring enough of the drinking variety with you to prevent dehydration. When out on the water, the sun is beating down on you and water is lost more rapidly through sweating and other general physical activity. Drinking alcohol on board can also exacerbate dehydration, so stock up on plenty of extra water if you’re planning to have a few beers or champagnes.
3. Sun Screen
Another necessity in the hot sun, sunscreen is an absolute must-have. Not only will it prevent you getting burnt, but it can also prevent health problems like skin cancer. There are many different varieties out there on the market, for all types of skin and in many different strengths. Make sure you get the correct one for your skin type and at the strongest SPF rating possible. Overexposure to sun can result in many health issues, so combine your layer of sun screen with protective clothing and seek shade whenever possible.
4. Emergency Materials
It’s an unfortunate reality, but sometimes not all goes well once out on the water. Bad weather, rowdy passengers, marauding wildlife and sporting accidents can all occur without warning. It’s therefore imperative that emergency materials are stored on board at all times. This can include emergency flares, a radio, torches and other lights, life jackets and perhaps an inflatable raft. All of these items are relatively compact and can be stored in various places on board. If you haven’t been on that specific vessel before, it is a good idea to familiarise yourself with the location of these items before departing.
Spending a day on the water can be a lot of fun! Before you depart, make sure you have compiled a checklist of all the items you will need when you are on board. Entertainment items, emergency provisions, water and sunscreen are four things you must have on that list.
Australia’s gorgeous coastline has made fishing one of the most popular activities in the country. There are so many fishing locations throughout Australia offering freshwater or saltwater fishing. Pack your fishing gear and head out to explore the best locations to reel in a giant catch.
1. Port Lincoln, South Australia
Whether you choose to jump on a charter boat or fish from one of the jetties, Port Lincoln is a haven for fishing action. Giant yellowtail kingfish, blue gropers, snappers and tuna are all found in these waters. Before you venture out to enjoy some fantastic fishing, stock up on the highest-quality tackle and equipment if you are hoping to reel in these bad boys. A store like MOTackle can assist you in matching the right equipment with the type of fishing you are planning to do; click here to see the range of saltwater and freshwater tackle available.
2. Weipa, North Queensland
Marlin, giant trevally, mangrove jack and barramundi are just some of the fish you can be lucky enough to catch on a fishing trip to Weipa. At some 2,400km from Brisbane, a trip to Weipa is not usually done on a whim. But planning a fishing trip to the northern-most regions of Queensland is worth it to experience inshore coasts, offshore reefs and five river systems. July and August are popular times to visit, perfectly timed to get away from the cold conditions of the southern states.
3. Exmouth, Western Australia
Located in the northern region of Western Australia, Exmouth is home to hundreds of fish species. This beautiful area is perfect for both land and sea fishing, with charter companies running daily trips out to sea. Many anglers choose to take their own boat and see some of the stunning coastline while they enjoy the local fishing scene. Exmouth has a range of accommodation options, including hotels and caravan parks, for those planning on staying a while.
4. Port Phillip Bay, Victoria
A tidal lagoon stretching more than 2,000m2 and no more than 30 metres deep, Port Phillip Bay is home to a range of fish species. It is renowned as the best snapper fishing spot in Australia, thanks to the annual migration known as Crimson Tide. The best area for game fishers to focus on is ‘The Rip’ at the entrance of the bay. Port Phillip Bay is perfect for weekend fishing trips, but pack warmly for early morning ventures.
5. South West Rocks, New South Wales
Most visitors to South West Rocks regard the town as ‘quaint’. Fishermen regard it as a hidden gem in a sleepy village. This beautiful coastal town is located on the mouth of the Macleay River in the northern region of New South Wales and offers both deep-sea and river fishing. Fishing charters run regularly and accommodation is affordable, so you can even bring the family. Looking for game fish? Mahi mahi, striped marlin and blue marlin can all be found in the area.
Get ready to hit the water and experience some of the best fishing Australia has to offer. There are so many fantastic places to visit if you are a keen fisherman. What are some of your favourite spots?
Nowadays when you ask many people at the gym what their ultimate goal is, there’s one common answer: ‘I want to lose weight’.
But although this is a common goal, it’s misguided and unless you are overweight, you could be doing more harm than good if you only focus on the number on the scale.
We’re told by the media and diet companies to watch our weight and ‘go to the gym to lose weight’ – and instead the focus on being fit, strong and healthy appears to have been completely lost.
So why is it a bad idea only to focus on losing weight? Read on below to find out why your scale isn’t necessarily the best judge of your overall health.
The number on the scale is not an accurate indication of overall health
Weight can only tell us a limited number of things about the body. Yes, BMI is calculated from weight – but what that and your magic number don’t tell you is what’s going on inside your body. For example going on weight and BMI alone, a body builder could be classed as obese. That’s because if he is short in height, but carries a lot of muscle (which is dense and pound for pound ‘heavier’ than fat), he may weigh more than a person who is the same height, but has little muscle and a lot of fat. If you went off their weights alone, you’d probably say the second man was healthier – but in actual fact it’s the first. So you see, weight really is a vague indicator when it comes to overall health and fitness.
Weighing yourself religiously can de-motivate you
If you’re constantly weighing yourself and don’t see results (or see a gain or loss when you were hoping for the opposite), a poor result can actually cause a drop in morale. It can also mean you end up indulging in bad habits – like not eating enough or eating the wrong types of food in order to get that number lower. These habits not only harm our metabolism and other bodily functions, but they also hamper your mission for good health.
‘Losing weight’ doesn’t specify what you’re losing
You could chop off a limb and lose a lot of weight – but it’s fairly likely you wouldn’t be pleased about that! It’s an extreme example, but it demonstrates that the number on the scale will go up and down and will be affected by a number of factors – some you can see, some you can’t. For women especially hormonal changes and water retention can alter the result. If your goal is toning up and reducing in size, the only accurate way to understand your progress at the gym is to have a professional use fat callipers or other technology which will give you a clear picture of how much fat you have in relation to muscle, and where it is on your body, so that you can train smarter not harder.
If you want to tone up, chances are you may end up weighing more
Many people are disheartened when after weeks of eating right and hard gym sessions they’re seeing the number on the scale creeping up. However this is common – it is a good sign and can mean that your body is building muscle. As before, you can be heavier, but slimmer – because weight doesn’t show what you’re made of inside.
To maintain a healthy weight for your body and for overall good nutrition and fitness, get your cheap supplements from supps r us, and enjoy good nutrition whilst you train.
It‘s well understood that the Family Court of Australia has jurisdiction to resolve issues as to Joint ownership of property between couples. It is less well understood that the Victorian Civil and Administrative Tribunal, pursuant to the Property Law Act (1958), has jurisdiction to resolve issues between joint owners who are not in a relationship.
Joint ownership in property commonly arises amongst business partners who may own a business premises jointly and groups of friends and family involved in property investment. While joint ownership may make commercial sense and allow for the costs of a property to be shared jointly sadly at times parties may differ as to how to best manage the property or they may simply just no longer wish to have much to do with each other.
Part IV of the Property Law Act allows VCAT to intervene upon the application of a party to such a dispute and make various orders in respect to the property including orders to sell the land and distribute the proceeds or even divide the land amongst co-owners.
Essentially if you are a part owner in a property and wish to sell your interest but your co-owners aren’t interested in buying you out at market value you can ask VCAT to force the sale of the property.
Such applications are generally fairly straight forward. There is no requirement for the party seeking such orders to demonstrate some sort of unsatisfactory behaviour on the part of his/her co-owners. Indeed, the requirement to ensure that any relief granted by the Tribunal is just and fair is related to the form of the relief rather than the question of whether relief should be granted.
A party opposing such an application on the grounds the property should simply not be sold will not find favour with the Tribunal. However the Tribunal may consider issues relating to the timing of the sale where there is strong evidence that all parties would be better served were some intervening event, such as the issue of a planning permit, to occur before the sale proceeds.
Generally speaking the Tribunal’s powers in relation to the sale of land are discretionary but the Tribunal clearly favours the general policy of the alienability of interests in property  and has a broad discretion to make appropriate orders including:-
- Appointing independent agents to value the property and set reserves;
- Appointing independent agents to market and sell the property ;
- Appointing independent lawyers to manage to the sale of the property and the distribution of proceeds.
If you require assistance with obtaining orders for the sale of a jointly owned property or wish to oppose such an application call Eales and Mackenzie Lawyers for a free 15-minute consultation.
When you’re thinking about starting a new business from home, there are a lot of different things you need to think about as part of your plan. One of the things you need to consider is whether you have the right temperament for working from home in the first place. If you’ve decided you do, then that’s great! You’re on the right track.
That being said, working from home isn’t always as awesome as you think it might be. While an excellent component of working from home is being able to get up and begin working in your pyjamas, you may find your productivity goes down as your proximity to The Simpsons and your remote control get closer…
There are many ways you can ensure you’re as successful as possible in a new home business. Making sure you’re the right kind of person to work from home is a great place to start.
The first thing you need to do is to think about where your office is going to be located in your home. You need to make sure that wherever you’re setting up, it’s a safe haven for you to work in, since it’s where you’re (hopefully) going to get your work done. If you happen to have kids or live in a share house (pretty much the same thing), working from home may not be as awesome as you thought it was going to be.
Sadly, the prevalence of kids and/or housemates rising at 11 AM to put on some Shakira while they scrub the toilet, may interrupt your work flow. If you decided to work from home and you know there are going to be possible distractions, consider investing in some awesome noise cancelling headphones to balance things out.
Ignore the haters
As people who work from home, they get a lot of envy from their mates. These are friends who think that when you work from home all you do is go out for coffee all day (occasionally true for some who quickly end up back in a job!) It’s not always the case that you have the freedom to do what you want, and when you work from home, as when you work from an office, they are still deadlines to meet and clients to speak to. So ignore the haters.
Where the heck is the IT guy?
Another aspect of working from home that can really suck is that you no longer have the freedom and flexibility to consult with an IT person whenever anything goes wrong! That means that if you’re not the most savvy of computer users, you had better learn how to use Google search to find the answers to your problems!
Also, whenever you need something from the stationery cupboard – guess what? It doesn’t exist any more. You have to go down to Officeworks and buy whatever you need yourself. If you’re looking to print something out, it’s probably best you get your own printer set up instead of borrowing your neighbour’s printer all the time, otherwise locate the best Printers Melbourne for all of your printing needs.
Snacking All The Time
If you’re anything like most people, the presence of some biscuits means they need to be eaten… Immediately! If you find yourself getting up to snack all the time when you’re at home ‘working’, why not think about going out to work in the library or at a café for a few hours during the week. Preferably, choose places without snacks. Breaking up your routine like this may mean you’ll be less inclined to snack, and will find the time to get that really important proposal done.
If you’re traveling in Australia, then you will no doubt have an idea of the places you want to visit, but make sure you don’t miss out on the Sunshine Coast in Queensland. As the third largest populated area in Australia, it’s brimming with culture, nature, beaches and so much more that a visit there will really make your holiday.
Located just north of Brisbane on the North East coast of Australia, the Sunshine Coast is the perfect place to drive. There’s so much to explore in this glorious location. It really has it all with beautiful and pristine beaches, freshwater lakes and rivers, mountain ranges and subtropical forests that are bursting with life.
With so much to see and do you’ll be spoilt for choice, so why not hire a car, and you can make sure you see as much as possible on your trip. Plus you’ll have the flexibility of traveling at your own pace on your own personal route too! You may enjoy it so much you’ll want to go there permanently, and you can do so with campervan relocations, allowing you to take the basics with you as you travel.
But, before we get ahead of ourselves, for a holiday, there are plenty of scenic drives to take in on the Sunshine Coast. With a car, you have the freedom to stop anywhere you like for a picture opportunity or to simply relax with a picnic on your travels.
The coastal path
For picture perfect beaches that are incredibly inviting, take the coastal road and drive up the Sunshine Coast. The beaches have some of the most breath-taking ocean views that stretch for miles. Caloundra is a great place to start your trip, and simply let the coastal road guide you along its array of beaches towns and villages along the way. The Sunshine Coast has some of the best beaches around, with plenty of idyllic places to stop along the way. You just have to make a decision on which ones you like best!
The calm, sheltered beaches like Kings Beach, Bulcock Beach, Malooba Split and Cotton Tree are perfect for families with children, where they can have fun, relax and swim. Whereas those looking for good waves perfect for surfing should head to Point Cartwright, Alexandra Headland, Moffat Beach and Sunshine Beach.
A worthy detour
Why not take a detour from the coast, and head inland to the Glass House Mountains, where volcanic plugs jut out of the landscape to create unique rock formations? The mountain roads wend their way through stunning scenery, and the Glass House Mountains National Park offers plenty of camping spots, hiking trails and viewing points that will give you a real taste of the landscape. Take your time through the mountains and stop at one of the numerous picnic spots along the way or maybe take a swim in the Ewan Maddock Dam to freshen up.
Also, inland is the Blackall Range Hinterland, which is home to picturesque and historic mountain towns and villages such as Montville, Flaxton and Maleny. The locals take advantage of the fertile land and fresh, cooler air to create inspirational art, food and wine, making it a must visit place. Driving through the Blackall Range Hinterland you will discover so much wildlife and natural wonders that will blow you away.
Wherever you decide to drive to in the Sunshine Coast, you’re sure to encounter spectacular beaches, mountain views that will take your breath away and local wine and cuisine that will leave a lasting impression on your taste buds. This beautiful region’s laid-back attitude is simply perfect for a lazy drive on your holidays.
If you work in an office, chances are that you’ve seen an old or broken down printer (or god forbid – fax) sitting around at some point or another in some dusty unused corner of the office. You might have thought to yourself, “I wonder why we’ve still got that here? No one uses it, and I think it’s broken!” Then that thought probably passes, and before you know it yet another year goes by and whatever it is that’s broken down is still sitting there, or it might have been shuffled away, out of sight.
It seems that many Aussie businesses are falling prey to leaving old and broken down machines just sitting around, and are failing to safely and properly look after them by disposing of them in the right way. If you have an old printer sitting around in the office, then you are missing an opportunity to dispose of an old machine in the right way, and to clear a space for a newer, more environmentally friendly machine.
Your old printers, faxes, phones and other such equipment are called e-waste, and it’s not something you can just toss out into the local garbage collection. You need to ensure you have disposed of these kinds of things in the right way, otherwise they contaminate the landfill.
The reason you need to ensure you dispose of your e-waste in the correct way is because often, there are ways you can recycle e-waste so it can be reused in other office equipment. By giving up the opportunity to reuse or recycle your e-waste you’re missing out on an opportunity to reduce the environmental impact of your business.
Not only is it vital to ensure you are recycling your old electronic equipment in the correct way, but you need to ensure that any new devices you are buying for the business are environmentally friendly as well as suit your business’ needs and requirements.
There are plenty of different things you can do to ensure you choose the right equipment for your office:
- Buy recycled paper for your business. By buying recycled paper you are showing your staff you care about the environment, and this will prompt them to do the same. You should also implement a program to ensure they are using less paper and that recycle their used paper. This sort of initiative will really have an impact on the environment. You’ll part of the solution instead of the problem.
- Use recycled ink and toner cartridges. By buying reconditioned or re-manufactured cartridges you’re going to find a reduction in cost and also a reduction on the environmental impact.
- Buy indoor plants for the office. Encourage staff to use office space to grow plants including palms, fronds and other kinds of plants with foliage. They will do wonders for morale and your overall working environment. You can also find a rental company that can fit out and look after a jungle of indoor plants in your office that will be recycling the air in the office!
Make sure whatever you do involves employees every step of the way and in every possible area you need help with. Creating a feeling and a sense of community will allow you to grow the business as a whole, and will ensure your team moves as a single unit – giving you greater scope to achieve your environmental as well as corporate goals.
Australian parents want lots of things for their children; they have big dreams for them which include a happy life, a solid education and a fulfilling job with lots of opportunities. But what does all of this cost?
The average amount spent on education for an Australian family with two children varies based on the family income. On average a low-income family will spend approximately $22,076; a middle-income family will spend $44,644 whereas a high-income family will spend $191,608. The cost of bringing up two children for a typical middle-income family rose to $812,000, up from $537,000 in 2007; a rise of 50% since 2007 but the household incomes over that same period only grew 25%.
Parents are spending more
on their children than ever before
Based on a report by The National Centre for Social and Economic Modelling, Australian parents spend on average a total of $50,000 on their education and childcare. According to The Australian Scholarships Group, a not-for-profit provider of education savings plans, the total cost of putting a child through a government primary and secondary school can be as much as $65,829. That cost includes tuition fees and levies (including fundraising contributions), uniforms, school bags, music and sporting materials, computer costs as well as incidentals like private tuition, camps and extra curricular activities. ASG estimates that the private education figure can be as much as $428,723 per child.
The Australian Scholarships Group forecasts the cost of private schooling in Sydney to be $541,275, making it the most expensive city in Australia to educate a child. The breakdown is $175,109 for primary school and $359,043 for high school.
Is your child’s education really worth
half a million dollars?!?!
Education costs are on the rise. The cost of education in Australia has almost doubled the rate of inflation over the last 20 years. According to 2009 figures from the Australian Bureau of Statistics, education costs rose at 5.6 percent compared to the overall inflation rate of 1.3 percent. There are a number of reasons for this including rising teacher salaries as well as technology, infrastructure and maintenance costs.
Couples with an eldest child aged 5-14 years in 2009-10 spent at least double what their 1984 counterparts spent on housing costs, miscellaneous goods and services (which includes education fees), and household services and operation (which includes net child care costs). Their weekly disposable income had increased by 77% ($820) to $1,891 in 2009-10.
The average tuition for senior students at Catholic schools in the Sydney diocese is about $2,200. Public school cost in Sydney is about $71,000 and parents could spend up to $234,877 for their child to attend systemic Catholic schools. In 2011/12, NSW spent $14,123 per full-time primary student in the classroom and $16,749 per full-time secondary student.
In higher education, expenditure per student over the last decade has been relatively stable, while spending per student in government secondary and primary schools has increased 20 per cent and 30 per cent respectively. Meanwhile expenditure per hour of training in VET actually decreased around 25 per cent over the same period. Over the period 2012 – 2013 total expenditure grew only 15 per cent for VET, while schools and higher education experienced growth of 23 and 40 per cent respectively over the same period.
To a certain extent the costs to parents of sending their children to university are reduced by the Higher Education Contribution Scheme (HECS). While there are substantial costs associated with attending university other than fees (for example text books, travel and possibly accommodation fees and the income foregone while participating in full-time study), HECS allows students to defer payment of their fees until after they graduate and begin to earn an income over $49,096 (ATO, 2012). So although many parents will incur substantial costs supporting their children who are studying, those who are not able to help with their children’s fees up-front, part of the cost will eventually be paid by the children after they have graduated and have joined the labour force.
Australian Scholarships Group, a not-for-profit provider of education savings plans, estimates that the total cost of putting a child through a government primary and secondary school to be about $65,829. This figure includes tuition fees and levies (including fundraising contributions), uniforms, school bags, music and sporting materials, computer costs as well as incidentals like private tuition, camps and extra curricular activities. For private education, ASG estimates the figure to be up to $428,723 per child.
It is a fact that Education is one of life’s major investments – in some instances it is probably a bigger investment than a family home. By saving regularly, parents are more likely to achieve the goals and aspirations they have for their children. It is never too late to start saving; obviously the sooner the better.
There are a few specific education funds set up that can help you put money aside for your child’s education. These are called scholarship funds and are offered by the below friendly societies:
Don’t get me wrong, I am a HUGE proponent of education in all its forms, however like any investment – the Return On Investment (ROI) has to be worth it. I hear horror stories in the United States where people are graduating from University with $250,000 of student loan debt with degrees that are commercially worthless – which begs the question — what were they thinking?!?!
They weren’t thinking… They “thought” a degree was a must-have… It might be, but not just “any” degree and not at “any cost”…
Junior is probably not the next Einstein
Simply put – most students are not worth the investment parents are making. Many parents over-compensate falsely thinking it’s worth the investment when it clearly is not. I am sure it’s a tough realisation when the moment comes that “junior” is not the next Einstein. Throwing money at the problem has never proven to improve IQ…
Sorry for calling it like it is. Someone has to, otherwise keep spending as you are and hope for a miracle!
Are you beginning to save for an investment property? If so, you’re probably aware that you are going to have to make some sacrifices in your life. Luckily, saving for an investment property really doesn’t have to include huge sacrifices, but you are going to have to have to make some lifestyle adjustments. That is if you want to reach your financial and investment goals sooner rather than later. It’s often the case that people aren’t sure where to start and where to cut back to get maximum benefits.
Luckily, there are plenty of people who have gone before you, and who are only too willing to tell you the secrets of they have learned about how to save! If you don’t have any property, or if you’re saving for your first investment, you’ll have to save up a deposit of some sort. Even if you’re using lender’s mortgage insurance you will still have to have some sort of cash accessible as a deposit at the bank.
The thing about owning one investment property already – or even your own home – is that there is the potential that they will have had some capital growth. That means that there might be some collateral available in your home already to use as a deposit.
If you think this might be the case, it’s advisable that you go and see your bank or mortgage advisor who can help you choose a Homestart home loan and who can advise you on the best way to proceed.
Now let’s take a look at how you can start saving for your first, second or even third deposit.
Take a look at how you can cut back and then make sure that you do it. Don’t just say you will. If you happen to get a coffee every morning – even though it’s a tired old adage – think about how much it’s costing you every year. If you’re just getting a standard long black then it’s probably around $1,000. If you’re getting some fancy coffee where the cost is up to six or even seven dollars, then the cost is going to be sadly quite a bit higher.
Are you spending money on things that might be a huge waste of cash at a frugal time? You might have a big phone plan, or even just go out for lunch outside the office a few times a week. Maybe you have a gym membership that you don’t even use, or a subscription to something that continues to take money out of your account and that you mean to cancel, but haven’t.
It’s easy to ignore these kind of seemingly small expenses when you’re not saving for anything in particular, but once you start counting the pennies every single bit helps. If you have a partner, why don’t you look at each other’s finances and find ways that you can cut costs for each other? Try making lunch for each other on alternate days as well. Simple gestures can make saving a lot easier.
Put all of your savings into a high interest bank account that you really can’t touch. This is a great option for people who love to spend, because you can’t access the account when you want to make an impulse buy or last minute purchase. Perhaps think about not taking the credit card when you go out on a Friday or Saturday night or controlling your spending with a budgeting app. You’ll soon see the savings mounting up and you’ll have your first/next deposit in no time!
Planning a trip around Australia? Australia has some of the greatest tourist destinations in the entire world. A country renowned for its great weather and laid back atmosphere, why wouldn’t you want to visit? But, before you come, you probably want to visit somewhere like Luggage Direct Online, so you have something to put all your souvenirs in. Below are five of Australia’s best tourist destinations.
Queensland’s beautiful Gold Coast is a tourist destination with something for everyone. With a mix between exciting theme parks, crazy night life and natural wonders it is a must see. The Gold Coast is named after its famous golden beaches, stretching from its most southern to its most northern points. Beaches such as Kirra, Burleigh and Surfers Paradise are renowned throughout the world. If beaches aren’t your thing, then just thirty minutes inland you will find some of the oldest rainforests in the world, along with stunning views and waterfalls.
The entire island state of Tasmania is an unbelievably amazing tourist destination. Tasmania is home to some of the most untouched forests and national parks in the world. It is the unspoilt gem of Australia. But Tasmania isn’t just wilderness – the city of Hobart and towns like Launceston are historic representations of the states convict heritage. All across Tasmania are small villages and homesteads, reminiscent of England, with small stone walls and cottages. Driving across the state is a real treat for history lovers and naturalists alike – watch out for abundant wildlife at dusk and night time!
Great Barrier Reef
Visible from space, the Great Barrier Reef is one of Australia’s most famous tourist hotspots. The reef stretches down almost the entire length of the eastern Queensland coastline and is home to some of the rarest plant and animal species in the world. Unfortunately the reef is endangered by both the mining industry and the infamous Crown of Thorns Starfish. Being the world’s largest reef, there is a lot to see and do, including scuba diving, snorkeling, surfing and fishing.
Australia’s largest city is also one of its most popular to visit. And there are a lot of reasons to visit. Sydney offers some of the best shopping in the country, alongside a thriving artistic community. There are national wonders to see in the harbour, like the Sydney Opera House and Harbour Bridge, as well as the harbour itself. Not far down the road is the world famous Bondi beach, home to the TV series ‘Bondi Rescue’. The suburb of Bondi offers fantastic art stores and cafés.
What list could be complete without one of the most photographed wonders in the world, Uluru. Formally known as Ayers Rock, Uluru is situated in the heart of the country. Reaching 350 metres above the surrounding plains, Uluru is the largest bare rock formation in the world, with most of it hidden beneath the soil. While visiting Uluru you can also see the less famous Olgas, also a sandstone rock formation.
Australia has a lot to offer when it comes to places to see and things to do. These are just some of the best on offer.